Terms & Conditions

1. Agreement to Terms

Welcome to Finance Conference Hub. These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Finance Conference Hub ("Company," "we," "us," or "our") regarding your access to and use of the website https://financeconferencehub.com and the purchase of our premium landing page templates and related services.

By accessing, browsing, or using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and all applicable laws and regulations. If you do not agree with these Terms, you must not use our website or services.

Company Information:

• Business Name: Finance Conference Hub
• Registration Number: 26753850
• Address: 76223 Ruth Road de Beerville, WC 7975, South Africa
• Phone: +213894160026
• Email: [email protected]

2. Eligibility and Account Registration

2.1 Age Requirements

You must be at least 18 years of age to use our services. By using our website, you represent and warrant that you meet this age requirement and have the legal capacity to enter into binding contracts.

2.2 Account Registration

To access certain features and make purchases, you may need to create an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Maintain the security and confidentiality of your login credentials
• Notify us immediately of any unauthorized access to your account
• Accept responsibility for all activities that occur under your account

2.3 Account Termination

We reserve the right to suspend or terminate your account at our sole discretion if you violate these Terms or engage in fraudulent, abusive, or illegal activities.

3. Products and Services

3.1 Template Offerings

Finance Conference Hub provides premium landing page templates specifically designed for finance and business conferences. Our products include:

• HTML5/CSS3 landing page templates
• Responsive design files optimized for all devices
• Documentation and setup guides
• Limited technical support as specified in product descriptions
• Updates and improvements for specified periods

3.2 Product Descriptions

We make every effort to provide accurate descriptions, specifications, and pricing for our products. However, we do not warrant that product descriptions, images, or other content are error-free, complete, or current. We reserve the right to:

• Correct errors, inaccuracies, or omissions at any time
• Update product information without prior notice
• Modify or discontinue products at any time

3.3 Pricing

All prices are displayed in US Dollars (USD) unless otherwise specified. Prices are subject to change without notice. The price charged will be the price displayed at the time of purchase completion. We reserve the right to modify prices, offer promotions, and correct pricing errors.

4. Purchases and Payment

4.1 Order Process

When you place an order, you are making an offer to purchase products under these Terms. We reserve the right to accept or decline your order for any reason, including:

• Product availability
• Errors in product or pricing information
• Suspected fraudulent activity
• Technical issues or system errors

4.2 Payment Methods

We accept various payment methods as displayed during checkout. By providing payment information, you represent and warrant that:

• You are authorized to use the payment method
• The payment information is accurate and current
• You will pay all charges incurred

4.3 Payment Processing

Payment processing is handled by third-party payment processors. By making a purchase, you agree to their terms and conditions. We do not store complete credit card information on our servers.

4.4 Order Confirmation

Upon successful payment, you will receive an order confirmation email containing:

• Order number and details
• Products purchased
• Total amount charged
• Download instructions or delivery timeline

5. Delivery and Access

5.1 Digital Delivery

Products are delivered electronically via email with download links. Delivery typically occurs within 24 hours of purchase confirmation. You are responsible for:

• Providing a valid email address
• Checking spam/junk folders for delivery emails
• Downloading products within the specified timeframe
• Maintaining backups of downloaded files

5.2 Access Period

Download links are typically valid for 30 days from the date of purchase. After this period, you may contact support to request reactivation of download links.

6. License and Usage Rights

6.1 Limited License Grant

Upon purchase and full payment, we grant you a non-exclusive, non-transferable, limited license to use the purchased template for your conference or event. This license permits:

• Use of the template for a single conference or event
• Modification and customization of the template
• Creation of derivative works based on the template
• Commercial use for your conference marketing

6.2 Restrictions

You may NOT:

• Resell, redistribute, or sublicense the template
• Share template files with third parties
• Use the template for multiple conferences without purchasing additional licenses
• Remove or modify copyright notices or attributions
• Claim the template as your own original work
• Create competing products using our templates

6.3 Intellectual Property

All intellectual property rights in the templates, including but not limited to design, code, graphics, and documentation, remain the exclusive property of Finance Conference Hub. Your purchase grants only the limited license specified above.

7. Refunds and Cancellations

Refunds and cancellations are governed by our separate Refund Policy. Please review the Refund Policy for detailed information about eligibility, procedures, and conditions for refunds.

8. Support and Updates

8.1 Technical Support

Support levels vary by product and are specified in individual product descriptions. Standard support includes:

• Email support for technical issues
• Documentation and setup guides
• Bug fixes for defects in the original template

Support does NOT include:

• Custom development or modifications
• Integration with third-party services
• Installation on your server
• Training or consulting services

8.2 Updates

We may provide updates, bug fixes, and improvements to templates. Update eligibility periods are specified in product descriptions. Updates are provided "as is" without warranty.

9. User Conduct and Prohibited Activities

You agree NOT to:

• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Transmit malware, viruses, or harmful code
• Engage in fraudulent activities
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of our website
• Harass, abuse, or harm other users
• Use our services for illegal purposes
• Scrape, spider, or crawl our website
• Reverse engineer our products or services

10. Disclaimers and Warranties

10.1 No Warranties

OUR PRODUCTS AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Warranties of merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy, reliability, or completeness
• Uninterrupted or error-free operation

10.2 Results Disclaimer

We do not guarantee any specific results from using our templates, including but not limited to conference attendance, registration rates, or revenue. Success depends on many factors outside our control.

10.3 Third-Party Content

Our templates may reference or link to third-party services (e.g., social media, analytics tools). We are not responsible for third-party content, services, or availability.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
• OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID FOR THE PRODUCT
• WE ARE NOT LIABLE FOR LOSS OF PROFITS, DATA, BUSINESS, OR OPPORTUNITIES
• WE ARE NOT LIABLE FOR THIRD-PARTY ACTIONS OR OMISSIONS

Some jurisdictions do not allow limitations on implied warranties or liability, so these limitations may not apply to you.

12. Indemnification

You agree to indemnify, defend, and hold harmless Finance Conference Hub, its officers, directors, employees, agents, and affiliates from any claims, damages, liabilities, costs, and expenses (including reasonable attorney fees) arising from:

• Your use of our products or services
• Your violation of these Terms
• Your violation of any rights of third parties
• Your violation of applicable laws

13. Confidentiality

You may receive access to confidential information during your use of our services. You agree to:

• Keep confidential information strictly confidential
• Use confidential information only for authorized purposes
• Not disclose confidential information to third parties
• Return or destroy confidential information upon request

14. Privacy and Data Protection

Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to our data practices as described in the Privacy Policy.

15. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website. Continued use of our services after changes constitutes acceptance of modified Terms. Material changes will be communicated via email or website notice.

16. Termination

16.1 Termination by Us

We may terminate or suspend your access immediately, without prior notice, for any reason, including:

• Violation of these Terms
• Fraudulent or illegal activity
• Non-payment of fees
• At our sole discretion

16.2 Effect of Termination

Upon termination:

• Your right to use our services immediately ceases
• You must stop using all purchased templates
• License grants are revoked
• Provisions that by nature should survive will remain in effect

17. Dispute Resolution

17.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of South Africa, without regard to conflict of law principles.

17.2 Jurisdiction

You agree to submit to the exclusive jurisdiction of the courts located in South Africa for resolution of any disputes.

17.3 Informal Resolution

Before filing any legal action, you agree to attempt to resolve disputes informally by contacting us at [email protected]. We will attempt to resolve disputes in good faith.

18. Miscellaneous Provisions

18.1 Entire Agreement

These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and Finance Conference Hub regarding use of our services.

18.2 Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

18.3 Waiver

Our failure to enforce any right or provision does not constitute a waiver of that right or provision.

18.4 Assignment

You may not assign or transfer these Terms without our written consent. We may assign our rights and obligations without restriction.

18.5 Force Majeure

We are not liable for delays or failures in performance resulting from circumstances beyond our reasonable control.

18.6 No Agency

No agency, partnership, joint venture, or employment relationship is created by these Terms.

19. Contact Information

For questions about these Terms, please contact us:

20. Acknowledgment

BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE, DO NOT USE OUR SERVICES.